Excuse # 4: I Don't Have the Money
Okay. But that doesn't mean you can't get the money to start a business from someone else. While it's true that the main source of money for starting a business is owners' own money (see 8 Sources of Business Start Up Money) there are a great many sources of Small Business Loans in this country, including the federally run Canada Small Business Financing Program.
How to Get a Small Business Loan explains how to increase your chances of successfully applying for money to start a business.
In Canada, if you have been on Employment Insurance within the last three years (five years if your Benefits period included a maternity or parental claim), you may be eligible for The Self-Employment Program - and if you're accepted, this program will provide either regular Employment Insurance benefits until the end of your benefit period or financial assistance for living expenses, while teaching you business skills and how to create a business plan.
There are also a small number of federal government grants available for Canadian small businesses that provide money to start a business.
7 Canada Government Grants gives details of some grants your small business many qualify for.
First though, you should read 10 Things You Need to Know About Small Business Financing to streamline your funding search.
If your main financial worry about starting your own business is how to pay your bills between the time you start your own business and the time your new business actually starts bringing in money, 7 Financial Strategies for Going From Salaried to Solo provides ideas to make starting a business less of a financial strain.
Excuse # 5: I Just Keep Putting It Off
The thing about procrastination is that it's often a symptom of some underlying problem. C.J. Hayden is writing about getting back to marketing in Getting Over Procrastination but she gives good advice for people starting businesses, too.
One of the main reasons people procrastinate is feeling overwhelmed, a perfectly logical feeling when it comes to starting your own business. Starting a business is a big thing and no matter what kind of business you start, there are all kinds of details that need to be thought about and attended to.
The trick to stopping feeling overwhelmed by a big task is to make it manageable by breaking it into smaller tasks. So think of starting your own business as a series of steps, not as one huge thing that you have to do. My article, Steps to Starting a Business in Canada, does the work of breaking starting a business into smaller manageable tasks for you so you can tackle one step at a time and make sure that you accomplish everything that you need to do.
Another common reason that people procrastinate is fear. I think this paralyzing, I-just-can't-force-myself-to-do-it fear is especially common with life-changing events such as starting a business. And unfortunately, it doesn't matter that you really, really want to do it; you're still fearful.
If fear is at the root of your procrastination, read How to Get Over Your Fear When Starting Your Own Business.
Some Last Advice About Starting Your Own Business
Top 10 Tips for Starting a Business presents my advice for ensuring that you start a successful business.
Of course, I'm not the only one who's "been there and done that" and my generous readers give a lot of excellent advice in Readers Respond: What One Piece of Advice Would You Give Anyone Starting a Business?
And you'll find a lot more material on starting your own business in this website's Small Business Start Up section.
Browse, read, ask questions in the Forum, and then, as the Nike slogan has it, 'Just Do It'. Starting your own business can be one of the most rewarding things you ever do, and if you want to do it, now's the time.